Bad Credit Financing
At Elder Ford of Tampa, we believe past financial struggles shouldn’t keep you from owning a reliable vehicle. If you’ve been worried about securing a car loan due to a unique credit situation, you’re not alone—and we’re here to help.
No matter your credit history, our team is committed to finding a financing solution that gets you behind the wheel of a quality car, truck, or SUV to drive around Tampa, Brandon, Riverview, Town ‘n Country, and St. Petersburg, FL. Learn about our financing solutions, and contact us today to get started.
We Say Yes When Others Say No
Life happens. Unexpected expenses, medical bills, and job changes can all impact your credit, but that shouldn’t stop you from driving a dependable vehicle. That’s why we specialize in bad credit auto financing, working with lenders who understand that your credit score doesn’t tell the full story.
Our financing experts take a personalized approach, looking beyond the numbers to find a loan that fits your unique situation. Whether you’ve had a bankruptcy, repossession, or missed payments in the past, we have options to help you move forward.
Our Financing Process
Securing a loan with bad credit may seem overwhelming, but we make it simple. You can start by filling out our secure finance application online or visiting us in person at the dealership.
Once we have your details, our finance team will find lenders who specialize in unique credit situations. We’ll then present you with loan offers in clear terms so you can make an informed decision. Once everything is finalized, you’ll be ready to confidently drive off in your new car.
Making Your Approval More Likely
While we work hard to secure financing for all credit types, there are ways you can improve your chances of approval and potentially receive better loan terms.
- A larger down payment can reduce the amount you need to finance, making approval easier. Bringing a co-signer with good credit can help you qualify for lower interest rates.
- Providing proof of steady income, according to Nerd Wallet, reassures lenders that you can make payments on time.
- If you have a vehicle to trade in, it can help lower your loan amount and monthly payments, making financing more manageable.
If you have any questions, we encourage you to contact us!
Explore Our Extensive Inventory
Our Ford dealership offers a wide selection of high-quality vehicles to fit every lifestyle. Our inventory includes brand-new Ford models and reliable pre-owned vehicles, including the iconic Ford F-150, versatile Explorer, and eco-friendly Mustang Mach-E.
Each used vehicle on our lot undergoes a thorough inspection to guarantee quality and dependability, giving you peace of mind.
Regardless of what you’re looking for, our knowledgeable sales team can help you find your ideal set of wheels. You can also browse our inventory online 24/7 and use our built-in search engine to narrow your list, saving time in the process.
Take the First Step Toward a Fresh Start
Your credit score doesn’t define you and shouldn’t keep you from getting the car you need. If you’re ready to explore bad credit auto financing in Tampa, Brandon, Riverview, Town ‘n Country, and St. Petersburg, FL, Elder Ford of Tampa is here to help you confidently move forward.
Apply online or visit our dealership today.
*Information from Nerd Wallet.